Terms of Service.

Last updated: June 2, 2026

1. Agreement to These Terms

These Terms of Service govern your access to and use of jmhighridgeglobal.com, including browsing the website, creating an account, purchasing digital products, purchasing physical products, downloading files, and communicating with support.

By using this website or placing an order, you agree to these Terms of Service. If you do not agree, do not use the website or purchase from the store.

2. About JM Highridge Global

JM Highridge Global is an online marketplace that may sell digital products, downloadable resources, templates, guides, journals, checklists, and physical products selected for productivity, business, trading, lifestyle, organization, and practical use.

3. Eligibility

You must be at least the age of majority in your jurisdiction or have permission from a parent or legal guardian to use this website and make purchases. By using the website, you confirm that you are legally able to enter into a binding agreement.

4. Customer Accounts

Customers may create an account to view orders, downloads, and account details. You are responsible for keeping your login information confidential and for all activity under your account.

You agree to provide accurate, current, and complete information when creating an account or placing an order.

5. Products and Product Information

We try to display product descriptions, prices, images, features, delivery details, and availability accurately. However, errors may occur. We reserve the right to correct errors, update information, cancel orders, or refuse orders where information is inaccurate or incomplete.

Product images may be for illustration and presentation purposes. Actual physical products may vary slightly in color, packaging, size, or appearance due to screen display, supplier updates, or manufacturing differences.

6. Digital Products

Digital products may include downloadable files, templates, PDFs, spreadsheets, journals, guides, checklists, courses, or other digital resources. Digital products are delivered electronically and do not require physical shipping.

After successful checkout, digital product access may be provided by email and/or through your customer account. It is your responsibility to use the correct email address and keep download access secure.

7. License for Digital Products

Unless otherwise stated, digital products are sold for personal or internal business use by the purchaser only. You receive a limited, non-exclusive, non-transferable license to use the product.

You may not:

• Resell, redistribute, share, upload, publish, or give away the digital product.
• Claim the product as your own work.
• Sell edited or modified versions of the product.
• Use the product in a way that violates intellectual property rights or applicable laws.

8. Physical Products

Physical products may be fulfilled by JM Highridge Global, suppliers, shipping partners, dropshipping partners, or third-party fulfillment providers. Delivery timelines, packaging, tracking, and availability may vary by product and destination.

9. Orders and Acceptance

Placing an order does not guarantee acceptance. We reserve the right to refuse, cancel, limit, or review an order for reasons including suspected fraud, pricing errors, stock issues, payment problems, shipping restrictions, or violation of these Terms.

10. Pricing and Payment

Prices are displayed on the website and may change at any time without notice. Payment must be completed through the available checkout methods before an order is processed.

We may accept major credit cards, PayPal, Apple Pay, Google Pay, or other payment methods shown at checkout. Availability of payment methods may depend on your location, device, browser, payment provider, and store configuration.

11. Taxes, Duties, and Import Charges

Customers are responsible for any applicable taxes, duties, customs charges, import fees, or local delivery charges unless otherwise stated at checkout. Physical product orders shipped internationally may be subject to customs inspections and additional fees.

12. Shipping and Delivery

Estimated delivery time for physical products is usually 7–12 business days after processing, unless a different timeframe is stated on the product page or at checkout.

Shipping times are estimates and may be affected by product availability, order processing, courier delays, customs, public holidays, weather, incorrect addresses, or local delivery conditions.

13. Refunds, Returns, and Cancellations

Refunds, returns, and cancellations are governed by our Refund Policy and Shipping Policy. Please review those policies before purchasing.

Digital products may have limited refund eligibility once access or download has been provided. Physical products may be subject to return conditions, inspection, and eligibility requirements.

14. Educational and Informational Products

Any digital product, trading journal, guide, business resource, template, checklist, or educational material is provided for informational and educational purposes only.

Nothing on this website is financial advice, investment advice, trading advice, legal advice, tax advice, medical advice, or professional advice. You are responsible for your own decisions and should consult qualified professionals where needed.

15. Trading and Financial Disclaimer

Products related to trading, journaling, markets, business planning, or financial education are not promises of profit, performance, results, or income. Trading and investing involve risk. Past examples, models, templates, or educational materials do not guarantee future results.

You are solely responsible for your trading, financial, investment, business, and personal decisions.

16. Website Use

You agree not to:

• Use the website for unlawful or fraudulent purposes.
• Attempt to gain unauthorized access to the website, accounts, servers, files, or systems.
• Interfere with the operation, security, speed, or availability of the website.
• Copy, scrape, reproduce, or misuse website content without permission.
• Upload malware, spam, harmful code, or abusive content.

17. Intellectual Property

Website content, branding, designs, product materials, product descriptions, graphics, text, downloads, and digital files are owned by or licensed to JM Highridge Global unless otherwise stated.

You may not copy, reproduce, resell, distribute, or exploit our content without written permission.

18. Third-Party Services

The website may use third-party services such as WooCommerce, payment processors, shipping partners, analytics tools, email tools, or fulfillment providers. We are not responsible for third-party service interruptions, terms, policies, or actions.

19. Limitation of Liability

To the fullest extent permitted by law, JM Highridge Global is not liable for indirect, incidental, special, consequential, punitive, or economic damages arising from your use of the website, products, downloads, shipping delays, or inability to access the website.

20. No Guarantee of Availability

We may update, suspend, discontinue, or modify any part of the website, product, download, or service at any time without notice.

21. Indemnification

You agree to indemnify and hold JM Highridge Global harmless from claims, losses, damages, costs, liabilities, or expenses arising from your misuse of the website, violation of these Terms, violation of laws, or infringement of rights.

22. Changes to These Terms

We may update these Terms of Service from time to time. Updated terms will be posted on this page with a new “Last updated” date. Continued use of the website after changes means you accept the updated terms.

23. Contact

For questions about these Terms, contact:

JM Highridge Global
Email: support@jmhighridgeglobal.com
Website: jmhighridgeglobal.com